Dhanavruddhi Co-Operative Society LtdDhanavruddhi
A young plant growing from a jar of coins, beside stacked coins on a wooden table

Co-Operative Society Ltd.

Small Savings,
Big Future.

Together We Grow, Together We Prosper.

Safe

Secure

Trusted

Why Invest With DCSY?

Grow your savings. Secure your future.

We Grow Together

Government Registered Co-operative Society

Operates as a registered co-operative society, as stated by DCSY.

Trusted by Thousands of Members

Relied on by member families across Yelahanka and Vidyaranyapura.

Safe, Secure & Transparent Operations

Every scheme is presented with its stated terms, plainly.

Assured Returns & Fixed Benefits

Rates and maturity figures are fixed for the stated tenure.

Your Trust, Our Commitment

A relationship built one deposit, one member, at a time.

Disciplined Savings for a Better Tomorrow

Structured schemes designed around steady, long-term saving.

Co-Operative Society Ltd. · Bengaluru

About Dhanavruddhi

Empowering Members Through Prudence, Trust & Mutual Prosperity

A community-focused co-operative institution committed to your family's lasting financial security.

Dhanavruddhi Co-Operative Society Ltd is established to provide every member with disciplined, safe, and high-yielding financial avenues. Rooted in the cooperative ethos of mutual assistance and shared progress, we turn small everyday savings into lifelong security.

Headquartered in Yelahanka New Town with branches in Vidyaranyapura, Bengaluru, we offer members an extensive portfolio of savings accounts, competitive fixed and recurring deposits with returns up to 12% p.a., rapid credit facilities, and vital community services including authorized e-stamping and notary assistance.

Safe
Secure
Trusted

100%

Member-Centric

12%

Attractive Yields

6 Years

Money Doubling

Cooperative Prudence & Safety

Operated with strict compliance, regular audits, and democratic member governance ensuring zero compromise on fund security.

Learn more in our schemes

Wealth-Building Deposit Schemes

Structured Fixed Deposits, Monthly Income Schemes, and Recurring Deposits designed to beat inflation and deliver consistent returns.

Learn more in our schemes

Compassionate & Swift Credit

Hassle-free gold, vehicle, personal, and mortgage loans, plus dedicated micro-credit support for Self Help and Sthree Shakti groups.

Learn more in our schemes

Essential One-Stop Facilities

Government-approved e-stamping and notary services right at the branch, eliminating bureaucratic delays for all legal documentation.

Learn more in our schemes

Savings & Deposits

Five ways to save with Dhanavruddhi.

Every rate and example below is taken directly from the society's catalog and should be confirmed with the society before you commit.

Savings & Deposits · 02

Monthly Income Scheme

Earn Every Month

Perfect for senior citizens, pensioners & families seeking regular monthly income.

Deposit Starts From
₹1 Lakh
Tenure
Minimum 1 Year
Interest Credit
Monthly, to your SB A/C DCSY

Monthly interest credited to your SB A/C, starting from

₹1,000

per month, on a ₹1 Lakh deposit

A Perfect Plan for Regular Income & Peace of Mind

Deposit Amount₹1,00,000
Monthly Interest
₹1,000
Total Interest (1 Yr)
₹12,000
Maturity Amount
₹1,00,000
Deposit Amount₹2,00,000
Monthly Interest
₹2,000
Total Interest (1 Yr)
₹24,000
Maturity Amount
₹2,00,000
Deposit Amount₹3,00,000
Monthly Interest
₹3,000
Total Interest (1 Yr)
₹36,000
Maturity Amount
₹3,00,000
Deposit Amount₹5,00,000
Monthly Interest
₹5,000
Total Interest (1 Yr)
₹60,000
Maturity Amount
₹5,00,000
Deposit Amount₹10,00,000
Monthly Interest
₹10,000
Total Interest (1 Yr)
₹1,20,000
Maturity Amount
₹10,00,000
  • No Pre-Closure Under Any Circumstances.
  • Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Ask About This Scheme

Savings & Deposits · 01

Fixed Deposit

A Safe Step Today, For a Secure Tomorrow

Assured Returns

Guaranteed & fixed, as stated by the society.

Safe & Secure

Your money is held with care.

Flexible Tenure

Choose a tenure that suits you.

Trusted by Thousands

Relied on by members across the area.

Earn up to

12%

Per Annum*

Deposit Amount₹1,00,000
Tenure
1 Year
Rate of Interest
12%
Maturity Amount
₹1,12,000
Deposit Amount₹2,00,000
Tenure
1 Year
Rate of Interest
12%
Maturity Amount
₹2,24,000
Deposit Amount₹3,00,000
Tenure
1 Year
Rate of Interest
12%
Maturity Amount
₹3,36,000
Deposit Amount₹5,00,000
Tenure
1 Year
Rate of Interest
12%
Maturity Amount
₹5,60,000
Deposit Amount₹10,00,000
Tenure
1 Year
Rate of Interest
12%
Maturity Amount
₹11,20,000
  • No Pre-Closure Under Any Circumstances.
  • Minimum tenure: 1 year.
  • Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Ask About This Scheme

Savings & Deposits · 03

Limited Period Offer

DCSY Monthly Income Scheme + Free Silver Coin

A special, limited-period addition to the Monthly Income Scheme

5-Year Monthly Income Scheme

A complimentary silver coin accompanies qualifying deposits under this limited-period addition to the Monthly Income Scheme.

Limited Period Offer
The promotional 999 fine silver coin

5-year Monthly Income Scheme

Free Silver Coin

on qualifying deposits

Deposit Amount₹1 Lakh
Tenure
5 Years
Monthly Interest
₹1,000 (1K)
Scheme
MIS
Silver Coin
5 Gram
Deposit Amount₹2 Lakh
Tenure
5 Years
Monthly Interest
₹2,000 (2K)
Scheme
MIS
Silver Coin
10 Gram
Deposit Amount₹3 Lakh
Tenure
5 Years
Monthly Interest
₹3,000 (3K)
Scheme
MIS
Silver Coin
15 Gram
Deposit Amount₹4 Lakh
Tenure
5 Years
Monthly Interest
₹4,000 (4K)
Scheme
MIS
Silver Coin
20 Gram
Deposit Amount₹5 Lakh
Tenure
5 Years
Monthly Interest
₹5,000 (5K)
Scheme
MIS
Silver Coin
25 Gram
  • MIS full form: Monthly Income Scheme.
  • An SB A/C in DCSY is mandatory to apply for the scheme.
  • 5 years, fixed tenure.
  • No Pre-Closure, strictly, under any circumstances.
  • Deposits are accepted only in the amounts listed above.
  • Interest is credited to your SB A/C every month.
  • This is a limited period offer.
  • The silver coin is given only once, after enrolment.
  • Visit the nearest branch for full details.
  • Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Ask About This Scheme

Savings & Deposits · 05

Recurring Deposit

Save a fixed amount every month

Deposit Starts From
₹1,000 per month
Tenure
1 to 5 years

Deposit from

₹1,000

per month, maturing at ₹78,300 after 5 years

Monthly Deposit₹1,000
1 Year
₹12,650
2 Years
₹27,000
3 Years
₹42,660
4 Years
₹59,760
5 Years
₹78,300
Monthly Deposit₹2,000
1 Year
₹25,300
2 Years
₹54,000
3 Years
₹85,320
4 Years
₹1,19,520
5 Years
₹1,56,600
Monthly Deposit₹3,000
1 Year
₹37,950
2 Years
₹81,000
3 Years
₹1,27,980
4 Years
₹1,79,280
5 Years
₹2,34,900
Monthly Deposit₹4,000
1 Year
₹50,600
2 Years
₹1,08,000
3 Years
₹1,70,640
4 Years
₹2,39,040
5 Years
₹3,13,200
Monthly Deposit₹5,000
1 Year
₹63,250
2 Years
₹1,35,000
3 Years
₹2,13,300
4 Years
₹2,98,800
5 Years
₹3,91,500
Monthly Deposit₹10,000
1 Year
₹1,26,500
2 Years
₹2,70,000
3 Years
₹4,26,600
4 Years
₹5,97,600
5 Years
₹7,83,000
Monthly Deposit₹15,000
1 Year
₹1,89,750
2 Years
₹4,05,000
3 Years
₹6,39,900
4 Years
₹8,96,400
5 Years
₹11,74,500
Monthly Deposit₹20,000
1 Year
₹2,53,000
2 Years
₹5,40,000
3 Years
₹8,53,200
4 Years
₹11,95,200
5 Years
₹15,66,000
  • Terms & conditions apply.
  • Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Ask About This Scheme

Savings & Deposits · 04

DCSY Money Doubling Plan

Double Your Wealth

Disciplined Long-Term Investment

Safe, Secure & Transparent Operations

Assured Returns to Build Your Wealth

Trusted by Thousands of Members

Secure Your Future with Smart Savings

Your money doubles in just

72

Months (6 Years)

Deposit Amount₹1 Lakh
Tenure
6 Years
Maturity Amount
₹2 Lakh
Deposit Amount₹2 Lakh
Tenure
6 Years
Maturity Amount
₹4 Lakh
Deposit Amount₹3 Lakh
Tenure
6 Years
Maturity Amount
₹6 Lakh
Deposit Amount₹5 Lakh
Tenure
6 Years
Maturity Amount
₹10 Lakh
Deposit Amount₹10 Lakh
Tenure
6 Years
Maturity Amount
₹20 Lakh
  • No Pre-Closure Under Any Circumstances.
  • Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Ask About This Scheme

Supporting Services

Financial paperwork, made simpler.

E-Stamp Services

Support with e-stamp related paperwork, as listed among the society's supplied services.

Notary Services

Support with notary-related documentation, as listed among the society's supplied services.

Vehicle Insurance & RTO Work

All types of vehicle insurance and RTO work, as listed among the society's supplied services.

Loans

All kinds of loans available here.

The society's flyer lists the following loan facilities. Terms, eligibility and rates are confirmed at the branch.

Gold Loan

Vehicle Loan

Construction Loan

Personal Loan

Purchase Loan

Mortgage Loan

Loan to Self Help & Sthree Shakti Groups

Loan on Pigmy Deposit

Higher Education Loan

Other facilities

  • S.B. Account
  • F.D. Account
  • R.D. Account
  • Current Account
  • Pigmy Account

Leadership

Building Trust. Nurturing Growth. Securing Futures.

Lion Vasudeva Raje URS S, Founder President

Lion Vasudeva Raje URS S

Founder President

Lion Mangala Gowri URS, Founder & CEO

Lion Mangala Gowri URS

Founder & CEO

Yelahanka New Town, Vidyaranyapura, Bengaluru

Start with a conversation.

Call, message on WhatsApp, or visit a branch to confirm current rates, eligibility and documentation.

H.O. · Head Office

#2336, 2nd Floor,Near Dr. Agarwal Eye Hospital,16th "B" Cross, B Sector,3rd Stage, Yelahanka New Town,Bengaluru - 560 064.

B.O. · Branch Office

#579, Ground Floor,Chandana Palace Building,H.M.T. Layout, Opp. to A2B Hotel,Vidyaranyapura, Bengaluru - 560 097.

A Step Today, A Million Tomorrow!

Explore savings, deposits and support services with Dhanavruddhi Co-Operative Society Ltd.

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