
Co-Operative Society Ltd.
Small Savings,
Big Future.
Together We Grow, Together We Prosper.
Together We Grow, Together We Prosper. Thoughtful savings and deposit plans from Dhanavruddhi Co-Operative Society Ltd, Yelahanka New Town.
Safe
Secure
Trusted
Why Invest With DCSY?
Grow your savings. Secure your future.
We Grow Together
Government Registered Co-operative Society
Operates as a registered co-operative society, as stated by DCSY.
Trusted by Thousands of Members
Relied on by member families across Yelahanka and Vidyaranyapura.
Safe, Secure & Transparent Operations
Every scheme is presented with its stated terms, plainly.
Assured Returns & Fixed Benefits
Rates and maturity figures are fixed for the stated tenure.
Your Trust, Our Commitment
A relationship built one deposit, one member, at a time.
Disciplined Savings for a Better Tomorrow
Structured schemes designed around steady, long-term saving.
About Dhanavruddhi
Empowering Members Through Prudence, Trust & Mutual Prosperity
A community-focused co-operative institution committed to your family's lasting financial security.
Dhanavruddhi Co-Operative Society Ltd is established to provide every member with disciplined, safe, and high-yielding financial avenues. Rooted in the cooperative ethos of mutual assistance and shared progress, we turn small everyday savings into lifelong security.
Headquartered in Yelahanka New Town with branches in Vidyaranyapura, Bengaluru, we offer members an extensive portfolio of savings accounts, competitive fixed and recurring deposits with returns up to 12% p.a., rapid credit facilities, and vital community services including authorized e-stamping and notary assistance.
100%
Member-Centric
12%
Attractive Yields
6 Years
Money Doubling
Cooperative Prudence & Safety
Operated with strict compliance, regular audits, and democratic member governance ensuring zero compromise on fund security.
Wealth-Building Deposit Schemes
Structured Fixed Deposits, Monthly Income Schemes, and Recurring Deposits designed to beat inflation and deliver consistent returns.
Compassionate & Swift Credit
Hassle-free gold, vehicle, personal, and mortgage loans, plus dedicated micro-credit support for Self Help and Sthree Shakti groups.
Essential One-Stop Facilities
Government-approved e-stamping and notary services right at the branch, eliminating bureaucratic delays for all legal documentation.
Savings & Deposits
Five ways to save with Dhanavruddhi.
Every rate and example below is taken directly from the society's catalog and should be confirmed with the society before you commit.
Savings & Deposits · 02
Monthly Income Scheme
Earn Every Month
Perfect for senior citizens, pensioners & families seeking regular monthly income.
- Deposit Starts From
- ₹1 Lakh
- Tenure
- Minimum 1 Year
- Interest Credit
- Monthly, to your SB A/C DCSY
Monthly interest credited to your SB A/C, starting from
₹1,000
per month, on a ₹1 Lakh deposit
A Perfect Plan for Regular Income & Peace of Mind
- Monthly Interest
- ₹1,000
- Total Interest (1 Yr)
- ₹12,000
- Maturity Amount
- ₹1,00,000
- Monthly Interest
- ₹2,000
- Total Interest (1 Yr)
- ₹24,000
- Maturity Amount
- ₹2,00,000
- Monthly Interest
- ₹3,000
- Total Interest (1 Yr)
- ₹36,000
- Maturity Amount
- ₹3,00,000
- Monthly Interest
- ₹5,000
- Total Interest (1 Yr)
- ₹60,000
- Maturity Amount
- ₹5,00,000
- Monthly Interest
- ₹10,000
- Total Interest (1 Yr)
- ₹1,20,000
- Maturity Amount
- ₹10,00,000
- No Pre-Closure Under Any Circumstances.
- Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Savings & Deposits · 01
Fixed Deposit
A Safe Step Today, For a Secure Tomorrow
Assured Returns
Guaranteed & fixed, as stated by the society.
Safe & Secure
Your money is held with care.
Flexible Tenure
Choose a tenure that suits you.
Trusted by Thousands
Relied on by members across the area.
Earn up to
12%
Per Annum*
- Tenure
- 1 Year
- Rate of Interest
- 12%
- Maturity Amount
- ₹1,12,000
- Tenure
- 1 Year
- Rate of Interest
- 12%
- Maturity Amount
- ₹2,24,000
- Tenure
- 1 Year
- Rate of Interest
- 12%
- Maturity Amount
- ₹3,36,000
- Tenure
- 1 Year
- Rate of Interest
- 12%
- Maturity Amount
- ₹5,60,000
- Tenure
- 1 Year
- Rate of Interest
- 12%
- Maturity Amount
- ₹11,20,000
- No Pre-Closure Under Any Circumstances.
- Minimum tenure: 1 year.
- Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Savings & Deposits · 03
Limited Period OfferDCSY Monthly Income Scheme + Free Silver Coin
A special, limited-period addition to the Monthly Income Scheme
5-Year Monthly Income Scheme
A complimentary silver coin accompanies qualifying deposits under this limited-period addition to the Monthly Income Scheme.

5-year Monthly Income Scheme
Free Silver Coin
on qualifying deposits
- Tenure
- 5 Years
- Monthly Interest
- ₹1,000 (1K)
- Scheme
- MIS
- Silver Coin
- 5 Gram
- Tenure
- 5 Years
- Monthly Interest
- ₹2,000 (2K)
- Scheme
- MIS
- Silver Coin
- 10 Gram
- Tenure
- 5 Years
- Monthly Interest
- ₹3,000 (3K)
- Scheme
- MIS
- Silver Coin
- 15 Gram
- Tenure
- 5 Years
- Monthly Interest
- ₹4,000 (4K)
- Scheme
- MIS
- Silver Coin
- 20 Gram
- Tenure
- 5 Years
- Monthly Interest
- ₹5,000 (5K)
- Scheme
- MIS
- Silver Coin
- 25 Gram
- MIS full form: Monthly Income Scheme.
- An SB A/C in DCSY is mandatory to apply for the scheme.
- 5 years, fixed tenure.
- No Pre-Closure, strictly, under any circumstances.
- Deposits are accepted only in the amounts listed above.
- Interest is credited to your SB A/C every month.
- This is a limited period offer.
- The silver coin is given only once, after enrolment.
- Visit the nearest branch for full details.
- Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Savings & Deposits · 05
Recurring Deposit
Save a fixed amount every month
- Deposit Starts From
- ₹1,000 per month
- Tenure
- 1 to 5 years
Deposit from
₹1,000
per month, maturing at ₹78,300 after 5 years
- 1 Year
- ₹12,650
- 2 Years
- ₹27,000
- 3 Years
- ₹42,660
- 4 Years
- ₹59,760
- 5 Years
- ₹78,300
- 1 Year
- ₹25,300
- 2 Years
- ₹54,000
- 3 Years
- ₹85,320
- 4 Years
- ₹1,19,520
- 5 Years
- ₹1,56,600
- 1 Year
- ₹37,950
- 2 Years
- ₹81,000
- 3 Years
- ₹1,27,980
- 4 Years
- ₹1,79,280
- 5 Years
- ₹2,34,900
- 1 Year
- ₹50,600
- 2 Years
- ₹1,08,000
- 3 Years
- ₹1,70,640
- 4 Years
- ₹2,39,040
- 5 Years
- ₹3,13,200
- 1 Year
- ₹63,250
- 2 Years
- ₹1,35,000
- 3 Years
- ₹2,13,300
- 4 Years
- ₹2,98,800
- 5 Years
- ₹3,91,500
- 1 Year
- ₹1,26,500
- 2 Years
- ₹2,70,000
- 3 Years
- ₹4,26,600
- 4 Years
- ₹5,97,600
- 5 Years
- ₹7,83,000
- 1 Year
- ₹1,89,750
- 2 Years
- ₹4,05,000
- 3 Years
- ₹6,39,900
- 4 Years
- ₹8,96,400
- 5 Years
- ₹11,74,500
- 1 Year
- ₹2,53,000
- 2 Years
- ₹5,40,000
- 3 Years
- ₹8,53,200
- 4 Years
- ₹11,95,200
- 5 Years
- ₹15,66,000
- Terms & conditions apply.
- Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Savings & Deposits · 04
DCSY Money Doubling Plan
Double Your Wealth
Disciplined Long-Term Investment
Safe, Secure & Transparent Operations
Assured Returns to Build Your Wealth
Trusted by Thousands of Members
Secure Your Future with Smart Savings
Your money doubles in just
72
Months (6 Years)
- Tenure
- 6 Years
- Maturity Amount
- ₹2 Lakh
- Tenure
- 6 Years
- Maturity Amount
- ₹4 Lakh
- Tenure
- 6 Years
- Maturity Amount
- ₹6 Lakh
- Tenure
- 6 Years
- Maturity Amount
- ₹10 Lakh
- Tenure
- 6 Years
- Maturity Amount
- ₹20 Lakh
- No Pre-Closure Under Any Circumstances.
- Figures shown are as listed in the society’s catalog and are subject to terms & conditions and independent verification with the society.
Supporting Services
Financial paperwork, made simpler.
E-Stamp Services
Support with e-stamp related paperwork, as listed among the society's supplied services.
Notary Services
Support with notary-related documentation, as listed among the society's supplied services.
Vehicle Insurance & RTO Work
All types of vehicle insurance and RTO work, as listed among the society's supplied services.
Loans
All kinds of loans available here.
The society's flyer lists the following loan facilities. Terms, eligibility and rates are confirmed at the branch.
Gold Loan
Vehicle Loan
Construction Loan
Personal Loan
Purchase Loan
Mortgage Loan
Loan to Self Help & Sthree Shakti Groups
Loan on Pigmy Deposit
Higher Education Loan
Other facilities
- S.B. Account
- F.D. Account
- R.D. Account
- Current Account
- Pigmy Account
Leadership
Building Trust. Nurturing Growth. Securing Futures.

Lion Vasudeva Raje URS S
Founder President

Lion Mangala Gowri URS
Founder & CEO
Yelahanka New Town, Vidyaranyapura, Bengaluru
Start with a conversation.
Call, message on WhatsApp, or visit a branch to confirm current rates, eligibility and documentation.
Call Us
10:00 AM to 5:00 PM
Monday to Friday
H.O. · Head Office
B.O. · Branch Office
A Step Today, A Million Tomorrow!
Explore savings, deposits and support services with Dhanavruddhi Co-Operative Society Ltd.
